Website Disclaimer

Last updated: 18/12/2025

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The information provided on HDWP's website (the "Website") is for general informational and educational purposes only and does not constitute financial, investment, legal, or tax advice.

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1. No Professional Advice

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Nothing on this Website should be considered a substitute for personalized advice from a qualified financial advisor, investment professional, tax advisor, or legal professional. Wealth planning strategies vary based on individual circumstances, and you should consult with appropriate professionals before making any financial decisions.

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2. No Client Relationship

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Use of this Website does not create an advisor-client, fiduciary, or professional relationship between you and HDWP. A formal relationship is only established through a written agreement.

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3. Accuracy of Information

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While we strive to keep the information on this Website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information provided. Any reliance you place on such information is strictly at your own risk.

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4. Investment Risk

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All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Any examples, projections, or illustrations provided on the Website are for illustrative purposes only and are not guarantees of future performance.

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5. Third-Party Links

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The Website may contain links to third-party websites or resources. These links are provided for convenience only and do not imply endorsement. We have no control over the content or availability of those sites and assume no responsibility for them.

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6. Limitation of Liability

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To the fullest extent permitted by law, HDWP shall not be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising out of or in connection with the use of this Website.

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7. Regulatory Disclosure

HDWP may be registered with or regulated by applicable financial authorities. Registration or licensing does not imply a certain level of skill or training.

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8. Changes to This Disclaimer

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We reserve the right to modify this Disclaimer at any time without notice. Changes will be effective immediately upon posting to the Website.

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